Hourly Paycheck Calculator

Calculate hourly wage take-home pay with overtime support. Enter hourly rate, hours per week, and overtime hours to see gross pay, tax withholdings, and net pay. Perfect for wage earners asking how much $15, $20, or $25 an hour is after taxes.

What to enter: Salary or hourly rate is required. Everything else can be left blank if it does not apply — blank fields count as $0 or use the default shown in the field.

Income

Tax year

Deductions (per paycheck)

All fields in this section are optional. Leave blank if you have no deductions of that type.

Hourly wage to annual take-home pay

Multiply hourly rate × hours per week × 52 for annual gross income. Add overtime at 1.5× (or 2× for double-time in some states). Our calculator estimates taxes on total taxable wages and shows net pay per week, bi-weekly, or monthly check.

Hourly wage & overtime FAQ

How much is $20 an hour annually after taxes?

At $20/hour for 40 hours per week, annual gross is about $41,600. After federal, state, and FICA taxes, annual take-home is often roughly $32,000–$36,000 depending on state and filing status. Overtime increases gross pay and may qualify for OBBBA overtime deductions when filing (2025–2028).

Is overtime taxed at a higher rate?

Overtime is taxed at the same marginal income tax rates as regular pay — there is no special overtime tax bracket. Because overtime increases total income, it can push you into a higher bracket for that pay period in withholding estimates. OBBBA may reduce federal income tax on the premium portion when you file, not necessarily on each paycheck.

How is hourly paycheck tax calculated with overtime?

Hourly gross pay includes regular hours plus overtime (often 1.5× after 40 hours per week). All taxable wages are subject to federal, state, and FICA withholding unless a specific deduction applies. OBBBA (2025–2028) may allow an income tax deduction for the premium portion of qualified overtime when you file — employers may still withhold on full gross pay.

What is the no tax on overtime rule (OBBBA)?

For tax years 2025–2028, qualified overtime premium wages (the extra half of time-and-a-half under FLSA) may qualify for a federal income tax deduction when you file, up to $12,500 (single) or $25,000 (married filing jointly), with income phase-outs. This does not eliminate FICA on overtime and may not change employer withholding until IRS guidance is fully implemented.